Debt Advice and Support Organisations
Below are a list of local charities and organisations that offer free advice and support, click on the logos to go to their website.
Debt Advice Organisations
Debt Free Advice
0800 808 5697
8am – 8pm
Debt Free Advice provides free, independent, and expert support on all kinds of money worries, including debt as a result of health difficulties
Christians Against Poverty
0800 328 0006
Christians Against Poverty help thousands of families with debt counselling and community groups, through local churches.
Citizens Advice
Citizens Advice have a network of charities that offer confidential advice online, over the phone, and in person, for free, on a range of services.
Business Debtline
Business Debtline give free and independent debt advice over the phone and online to business owners and the self-employed.
Money Savings Expert
MoneySavingExpert.com is the UK’s biggest consumer website, that’s dedicated to cutting your bills. It contains a lot of information about how you can potentially save money.
Support Organisations
Cruse Bereavement Care
Cruse Bereavement Care support you after the death of someone close.
FightBack4Justice
0161 672 7444
FightBack4Justice provide specialised, expert advice and help on various welfare benefit claims, from advocacy and representation at court to guidance with forms for PIP, ESA, DLA & UC.
GamCare
0808 8020 133 – 24hrs, 7 Days a Week
WebChat
WhatsApp 020 3031 8881
GamCare provide free, confidential and personalised support for anyone who’s experiencing harm from gambling, as well as those affected by someone else’s gambling.
Help4Addiction
Help4Addiction provide free and independent advice on a wide range of treatment options and can assist with detailed information on rehabilitation centres for alcohol addiction, drug addiction and behavioural addiction.
Mind
Mind can help you make choices about treatment, understand your rights or get the right support.
Refuge
Refuge offer support to women and children against domestic abuse.
Samaritans
Samaritans offer a safe place for you to talk any time you like, in your own way – about whatever’s getting to you. They won’t judge you or tell you what to do, they will listen to you.
SSAFA
SSAFA helps the armed forces community in a number of ways, providing direct support to individuals in need of physical or emotional care.
Stop Loan Sharks
0300 555 2222
Stop Loan Sharks investigate and prosecute illegal money lenders, also known as loan sharks, and they provide support to borrowers who have been affected by them.
Registration Support Organisations
Priority Services Register (PSR)
The Priority Services Register (PSR) is a free and simple way to get extra help from your energy suppliers and water companies if you have any communication, access, or safety needs. This means they can tailor their services to support you with everyday energy matters like bills. Additionally, they’ll be able to provide you with extra assistance in the event of a power cut, gas outage, or water disruption.
Visit their website to check whether you can qualify and register for the service.
Vulnerability Registration Service (VRS)
The Vulnerability Registration Service (VRS) is a not-for-profit organisation providing a central, independent register of vulnerable people. It is free to use, entirely voluntary, and you can remove yourself from it whenever your circumstances have improved. By registering your vulnerability status with VRS it helps you having to repeat the same difficult conversations every time you engage with organisations like lenders and creditors.
If you’re vulnerable visit their website to register.
Healthy Homes Solutions Vulnerability Initiative (HHS VI)
Healthy Homes Solutions (HHS) is a community and socially responsible organisation providing a “one-stop” service for vulnerable, fuel-poor households, and those most in need. They offer a range of complimentary services, from energy-saving support, DWP checks, Home Upgrade Grants, and signposting to a number of additional support services including assistance with signing up to the Priority Services Register (PRS).
It’s free to use, and you can easily register online or by calling their dedicated triage team on 0800 151 3014 to talk to one of the support team.
Are you an Octopus Energy Customer
If you’re an Octopus Energy customer and struggling with your energy bills, did you know they may be able to offer you some assistance. Octopus Energy set up Octo Assist fund during the energy crisis to try and support their most vulnerable customers. They offer...
Save money on your water bill
Are you eligible for a social tariff? Many people struggle with the rising cost of utilities, and water bills are no exception. But did you know there might be a way to significantly reduce your water bill if you're on a lower income? What is a social tariff?...
Helping individuals with their energy costs.
Rising energy prices. The cost-of-living crisis has cast a spotlight on peoples energy bills and daily energy usage. Due to the rising costs, it is more expensive for energy providers to buy energy, meaning it has become more expensive for people to power their homes...
The benefits of seeking help from debt support organisations
There are many reasons why people may find themselves in debt or facing financial challenges. Whether its due to unforeseen circumstances such as job loss, or simply overspending. Anyone who’s ever experienced it knows the stresses that come with being in debt....
Welfare Together is now a member of the Charis Shop.
We are pleased to announce that Welfare Together has signed up for a membership with the Charis Shop. This exciting partnership marks a significant milestone in our ongoing commitment to supporting those in need in your communities. Here at Welfare Together, we’re an...